Payment Policy for SmartTechRapic

Effective Date: December 28, 2024

Thank you for choosing SmartTechRapic for your technology needs. To ensure a smooth and secure shopping experience, please read our Payment Policy below. By making a purchase on our website, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept the following payment methods for all orders:

  • Credit Cards: Visa, MasterCard, American Express, and Discover
  • Debit Cards
  • PayPal
  • Apple Pay
  • Google Pay

We use trusted and secure payment gateways to process all transactions. Rest assured that your payment information is handled with the utmost care and security.

2. Payment Security

We prioritize your security and privacy. All payment transactions are encrypted using SSL (Secure Socket Layer) technology to protect your financial information. We do not store any of your payment details on our servers. Your information is securely transmitted to our payment processors, and only authorized personnel have access to your order details.

3. Payment Authorization

When you place an order with SmartTechRapic, we authorize your payment immediately. If there are any issues with your payment, such as insufficient funds or incorrect card details, we will notify you, and the order will not be processed. You may then update your payment details to complete the purchase.

4. Order Confirmation

After your payment has been successfully processed, you will receive an order confirmation email. This email will contain your order details, including a unique order number and the items purchased. Please check your confirmation email carefully to ensure all information is correct.

5. Taxes and Fees

Sales tax will be applied to orders based on the tax rate in your shipping location. Additional shipping fees and handling costs will be calculated during checkout and clearly displayed before you complete your purchase.

6. Payment Declines

If your payment is declined, you will be notified immediately. The most common reasons for payment declines include:

  • Incorrect payment information
  • Insufficient funds
  • Expired credit or debit card

If your payment fails, please check your payment details and attempt the transaction again. If the issue persists, please contact your payment provider for assistance.

7. Fraud Prevention

To ensure the security of our transactions, SmartTechRapic reserves the right to verify the identity of the cardholder for any suspicious or high-value transactions. We may request additional documentation, such as a copy of your ID or credit card, to process the payment.

8. Refunds

Refunds will be issued to the original payment method used at checkout. Once the return or exchange is processed, please allow 5-10 business days for the refund to appear in your account, depending on your bank or payment provider.

9. Customer Support

If you have any questions or concerns regarding payments or your order, please do not hesitate to contact us at:

  • Email: info@smarttechrapic.net
  • Phone: (910) 654-5494
  • Address: 5507 Old US 74 Hwy, Chadbourn, North Carolina (NC), 28431